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Synthetic identity theft. In synthetic identity theft, ID thieves create identities using or real information, or a combination of the two. For instance, an identity thief might use a real Social Security number combined with a name that's not associated with that number.
Report fraud, scams, or bad business practices to the FTC at ReportFraud.ftc.gov.
IdentityTheft.gov is the federal government's one-stop resource for identity theft victims. The site provides streamlined checklists and sample letters to guide you through the recovery process. Visit ftc.gov/idtheft for prevention tips and free resources to share in your community.
Where to find free protection Your bank or credit union. Your credit card issuers. Your employee benefits plan. Your homeowners or renters insurance. Organizations you belong to, such as AAA or AARP.
The wide-range of identity theft-related crimes makes it hard to put a clear timeframe on recovery. However, on average, it can take over six months and 100?200 hours of your time to discover, resolve, and recover from the effects of identity theft [*]. But that's just the average.
In 1998, Congress enacted the Identity Theft and Assumption Deterrence Act (?the Identity Theft Act? or ?the Act?),1 directing the Federal Trade Commission to establish the federal government's central repository for identity theft complaints and to provide victim assistance and consumer education.
Texas Penal Code §32.51 is the section that provides for ID Theft as a crime in Texas. It states that ?A person commits an offense if the person, with the intent to harm or defraud another, obtains, possesses, transfers, or uses an item of identifying information of another person without the other person's consent??
The Federal Trade Commission enforces a variety of antitrust and consumer protection laws affecting virtually every area of commerce, with some exceptions concerning banks, insurance companies, non-profits, transportation and communications common carriers, air carriers, and some other entities.