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How Does a Creditor File a Garnishment? file the garnishment suit in court; show that the creditor has a judgment against you; serve the bank or the employer via a sheriff or private process server; and, provide you with a copy of the garnishment (but not necessarily through personal service).
Your answer must be in writing on the answer form provided and must be accompanied by the money or property subject to garnishment. Under circumstances in which the defendant has been am employee but is no longer employed by you or your company and in which you, as garnishee, may immediately file an answer.
The creditor files garnishment paperwork with the court and serves your employer. Once a creditor has a judgment it's called a judgment creditor. The judgment creditor then files an Affidavit of Continuing Garnishment for Wages with a Georgia court and serves this paperwork on your employer ? called the garnishee.
File a motion or appeal with the court that issued the judgment. If the appeal or motion to set aside or vacate was filed prior to the garnishment, the court may be required to stay or dismiss the garnishment. Once the Court reviews the items submitted, the Clerk will release the funds to the Plaintiff.
To file an exemption for wage garnishment, you must file the Claim of Exemption (WG-006). By doing this, you will explain to the Sheriff why some or all of the wages the creditor wants your employer to garnish should be exempt. Wage garnishment and bankruptcy are not for everyone to handle.