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John is seriously injured and he files a car accident lawsuit against Linda to recover additional damages that aren't covered by insurance. In this example, John is the plaintiff and Linda is the defendant. Because the plaintiff files the lawsuit, the plaintiff is responsible for drafting the complaint.
If a judgment is entered against you, and you lack the financial resources to pay, the judgment becomes an additional debt that will need to be repaid. In many instances, the person or company suing you will seek compensation from you in one form or another. This may include: Wage garnishment.
Rule 508.3 - Default Judgment (a)Generally. If the defendant does not file an answer to a claim by the answer date or otherwise appear in the case, the judge must promptly render a default judgment upon the plaintiff's proof of the amount of damages.
The person who initiates a civil claim in law. In England and Wales the word has been replaced (since 1998) by the word claimant, but plaintiff is still used in Ireland, Northern Ireland and most other common law jurisdictions. In Scotland the word used is pursuer.
Once a default judgment has been obtained, the Claimant can take enforcement action to recover the judgment sum by, for example, instructing bailiffs, applying for an attachment of earnings order or obtaining a charging order over the Defendant's home.