Payment Creditors Debt Format
Description
How to fill out Agreement To Extend Debt Payment?
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FAQ
I have attached the relevant documents to certify my final payment in ance with the terms and conditions of our loan agreement dated [DATE 2]. I humbly request that you provide me with confirmation of your acceptance of my final payment which will serve as proof that my loan is (paid in full, settled, etc.).
Make sure to include all the necessary information, such as the debt owed, the settlement amount, the terms of the agreement, and the date. Include the contact information of both parties in the letter. Before you write, you should know what you want to accomplish with the settlement.
Tell the Truth and Keep a Consistent Story Make a list of the reasons you've fallen behind in payments. Debt often results from hardships such as job loss, divorce, medical bills. Put them down on paper to use as a reference when you're negotiating a debt settlement with a creditor.
Paid-in-full sample letter Dear [Creditor], I have enclosed my final payment for my account [account number for the debt] with this letter. This letter signifies that my debt has been paid in full on [date], including any applicable interest, fees and penalties, and that I have satisfied my obligations for repayment.
Show your creditors how much you can afford to pay them Send each creditor a copy of your income and expenditure statement and a list of your other debts. This helps the creditor see that you're only spending money on essential living costs, and that the offer made is fair based on what you owe other people.