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You can file the DMV SR 1 form online at the DMV official website.
How to File an SR-1You must include your own contact information, including your name, address, and phone number, your vehicle information, and your driver's license number.You must also include the other party's information, as well as when and where the accident took place, and what kind of accident it was.More items...?
If you have a personal driver and no license, you will need a car policy that covers your chauffeur. You might own a car but temporarily be unable to drive. In this case, you should maintain at least liability insurance on the vehicle, even without a license.
You can face life-changing penalties for causing an automobile accident while driving without a license. You may get arrested for this offense, as it is a class A misdemeanor. The penalties for this crime include up to a year in jail and/or a fine of up to $4,000.
Insurance typically follows the vehicle, not the driver. This fact means that if the unlicensed and/or uninsured driver who caused the accident was driving someone else's insured vehicle with permission, then that policy should cover the injured party's damagesregardless of the licensure status of the at-fault driver.