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The FTC's interpretation of the definition of an Investigative Consumer Report notes that ?An 'Investigative Consumer Report' is a type of 'Consumer Report' that includes information obtained through personal interviews with the consumer's neighbors, friends, associates, or others.
A consumer report can contain a wide variety of information including credit history, past bankruptcy, judicial records, employment records, and even online activity. This information can only be accessed with approval from the individual and is highly regulated by the Fair Credit Reporting Act (FCRA).
Employment background checks also are known as consumer reports. They can include information from a variety of sources, including credit reports and criminal records.
Ing to the Equal Employment Opportunity Commission (EEOC), investigative consumer reporting is ?A report based on personal interviews concerning a person's character, general reputation, personal characteristics, and lifestyle.?
Ing to the Equal Employment Opportunity Commission (EEOC), investigative consumer reporting is ?A report based on personal interviews concerning a person's character, general reputation, personal characteristics, and lifestyle.?