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These agencies include Equifax, Experian, and TransUnion.
Nationwide consumer reporting companies There are three big nationwide providers of consumer reports: Equifax, TransUnion, and Experian. Their reports contain information about your payment history, how much credit you have and use, and other inquiries and information.
Businesses must first establish an account with the credit bureau and then begin transferring consumer information to that service. To ensure that the business knows how to report information accurately, the various credit bureaus conduct inspections before signing a reporting contract with the business.
Dun & Bradstreet, Experian and Equifax are the ?big three? business credit bureaus that generate business credit reports. However, each commercial credit bureau looks at the information they gather in a slightly different way, which can make understanding business credit reports a bit confusing.
Credit reporting companies, also known as credit bureaus or consumer reporting agencies, are companies that compile and sell credit reports. Credit reporting companies collect credit account information about your borrowing and repayment history including: The original amount of a loan. The credit limit on a credit ...