Report Accident Without Claim
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FAQ
In a non-fault claim, the driver who was not at fault has 2 options. They can either go directly to their own insurance company to start the claim, or they can work with a credit hire company (also known as an accident management company).
Section 11 of the Limitation Act 1980 (LA 1980) states the limitation period for a personal injury claim, which include road traffic accident claims, is three years. The three-year time limit applies to either of the following. Three years from the date of the accident.
In most cases, if you aren't at fault in a car accident, the other driver's state-mandated liability insurance coverage would pay for damage to your car, property and for medical bills for injuries, up to the limit of the policy. This is especially useful if your policy doesn't have adequate coverage.
What happens in a non-fault claim? In a non-fault claim, the driver who was not at fault has 2 options. They can either go directly to their own insurance company to start the claim, or they can work with a credit hire company (also known as an accident management company).
Always File a Claim, Regardless of Who Was At-Fault And the answer to that question is: always. TWWH attorney, Phillip Warren, here explains why and how failing to file a claim with your own insurance company for any accident could negatively impact your claim.
