Contracts of the association, such insurance policies and community management agreements. governing documents, such as the HOA's declaration, bylaws, rules, and regulations. other records related to the operation and management of the HOA.
While homeowners' associations in Maryland are governed by the federal FDCPA, the state also has an additional legislature that regulates the collection of debt at the state level.
The new law, which took effect on October 1, 2024, now provides that the exception for detached units only applies to detached units “located within a inium composed entirely of similar detached units.” The new law also requires that the Council must “give annual notice, in writing, of any obligation of an owner ...
HOA board members in Maryland can be sued for actions taken while serving on the board, but they are typically protected by the "business judgment rule" if they act in good faith, with the care that an ordinarily prudent person would, and in a manner they reasonably believe to be in the association's best interest.
Section 11-111 - Rules and regulations (a) (1) The council of unit owners or the body delegated in the bylaws of a inium to carry out the responsibilities of the council of unit owners may adopt rules for the inium if: (i) Each unit owner is mailed or delivered: 1. A copy of the proposed rule; 2.
The statute of limitations for enforcing HOA debts and violations in Maryland is typically three years. This means that the HOA must take legal action within three years from the date the debt was incurred or the violation occurred to recover any monies or enforce compliance.
Contact the Attorney General's Consumer Protection Hotline at 1-888-743-0023 or use their website.
Individuals can file a complaint against a homeowners' association in Maryland by contacting the Consumer Protection Division of the Maryland Attorney General's Office. Complaints can also be addressed through internal dispute resolution mechanisms if provided by the HOA's governing documents.
(a) The affairs of the inium shall be governed by a council of unit owners which, even if unincorporated, is constituted a legal entity for all purposes. The council of unit owners shall be comprised of all unit owners.