✓ You must attach a copy of your latest payslip. (including your partner's if household income and expenditure is shared).Cardholders 'load' money onto the card, which can then be used to buy goods and services, or withdraw from cash machines, in the same way as debit cards. No transactional or balance information is shown using the form here. Please allow 5 working days to receive your certificate. Please allow 24-48 hours for the funds to appear in the ID card balance. Gross (total) income - as should have been or should be reported in the most recent Federal income tax return. Whether you're consolidating debt or aiming to save on interest, our balance transfer is designed to help you achieve your financial goals. Whether you're consolidating debt or aiming to save on interest, our balance transfer is designed to help you achieve your financial goals. The College charges fulltime tuition to students who take 12 or more credits per semester.