The Certificate of Title is a critical legal document used to certify title ownership for land in Michigan. It is particularly useful for lawyers specializing in title loan transactions, as it provides assurance about the ownership and any encumbrances on the title. The form includes sections for detailing the history of the title, including warranty deeds and any existing mortgages or liens. Attorneys are instructed to conduct a thorough examination of public records and assess any risks related to easements, servitudes, and unpaid taxes. The document emphasizes that the examining attorney does not guarantee possession rights or the accuracy of records that may not be properly indexed. This form is crucial for attorneys, partners, and paralegals working in real estate or financial transactions, as it provides essential information needed for legal due diligence. Legal assistants can aid in filling out the form by collecting necessary information, while associates may edit and ensure compliance with local regulations. The straightforward format of the Certificate of Title supports clear communication and helps streamline the title loan process in Michigan.