MoneyKey is an online direct lender in the following states: Idaho, Wisconsin, Tennessee, Mississippi, Delaware, Kansas, Missouri, and Utah. MoneyKey offers Installment Loans and Lines of Credit, so you can choose the option that best suits your needs.
Credit Score Required for Personal Installment Loans by Lender LenderMin. Credit ScoreLoan Amounts LendingClub 600 $1,000 - $40,000 FreedomPlus 620 $5,000 - $50,000 Best Egg 640 $2,000 - $50,000 LightStream 660 $5,000 - $100,0003 more rows •
The short answer is yes. While more challenging, there is help available to help you secure a line of credit even with a lower credit score. Some financial institutions specialize in providing bad credit loans or private lenders you can reach out to for a line of credit.
LendingClub also makes traditional direct to consumer loans, including automobile refinance transactions, through WebBank, an FDIC-insured, state-chartered industrial bank that is headquartered in Salt Lake City. The loans are not funded by investors but are assigned to other financial institutions.
Simply put, direct financing is done directly through a lender, while indirect financing is done through a third-party lender, such as a car dealership.
MoneyKey is an online lender that offers personal loans and lines of credit to borrowers who may not qualify for other loans due to their credit history. MoneyKey does not disclose minimum credit score requirements.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. MoneyKey is an authorized servicer of CC Flow.