Some creditors may take you to court over unpaid bills or dues. They may file a judgment lien to claim, then sell, your property and recover the outstanding amount. A judgment lien is only issued to creditors if the judge rules in their favor.
To officially put a lien on a house, you must file a Claim of Lien form with the county clerk's office in the county where the property is located. This document should include details about the property owner, a description of the work performed, the amount owed, and other necessary information.
Steps to file a mechanics lien in Miami-Dade County Step 1: Get The Right Form & Meet Margin Requirements. Step 2: Calculating Your Miami-Dade County Filing Fees. Step 3: Serve the Mechanics Lien. Step 4: File your lien with the Miami-Dade County Clerk.
Section 713.08 of the Florida Statutes, provides the proper form and specific requirements to complete the claim of lien document such as: name and address of lienor, statement of labor and materials provided, description of the property, name of property owner, lien amount, proof of service and the proper warning to ...
In Florida, the deadline to file a mechanics lien is 90 days from last furnishing labor or materials to the project. The claimant must serve a copy of the lien on the property owner within 15 days after filing the lien.
The lien is good for 10 years, but the creditor can renew the judgment before it expires for another 10 years, meaning the lien will survive for a maximum of 20 years. The good news is that because of Florida's homestead protections, a judgment lien cannot attach to homestead property.
Can You Sell A House With A Lien In Florida? Yes, you can sell a house with a lien in Florida, but it complicates the process. Liens must be addressed before or during the sale, often by paying them off at closing.
Online via an Official Records portal: Most Florida circuit clerk offices provide an Official Records Search portal on their websites, which interested persons can access to find liens on a property, including tax liens registered by taxing authorities.
Who Pays for What? SELLER Costs (for residential contracts)SELLER EXPENSES Title search (if SELLER'S Box is Checked or the Miami-Dade/Broward Regional Provision is Checked per Article 9) Seller Municipal Lien search (if SELLER'S Box is Checked or the Miami-Dade/Broward Regional Provision is Checked per Article 9) Seller14 more rows