Judgment Against Property With Find In Mecklenburg
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FAQ
Yes, it happens. Sometimes a court decision or settlement results in a lien being placed on a property without the owner's immediate knowledge. This typically occurs when a court-ordered lien or certificate of judgment is issued against you and recorded at the county recordings office.
Interested persons can search records of UCC liens filings maintained by the N.C. Secretary of State office through the NC SOS UCC search portal. On the portal, inquirers can search for UCC liens filings by file number, filing date, lapse date, and a subject's or organization name, amongst other search criteria.
Household exemption typically includes clothing, furnishings, appliances, books, and other household items that are used as part of everyday residential existence.
To look at a deed you can: Go to your Register of Deeds Office and look at the document there. Find your Register of Deeds in: Your phone book under county government. The NC Directory of State and County Officials. Look it up online. Many counties have their real property (land) records online. Go to the county website.
The judgment becomes a matter of public record, and is indexed with the clerk of the court. It shows up on your credit report as well as on any background checks. The judgment is considered a lien against your property, including any real estate that you have, in the state in which the judgment is filed.
The NC law clearly gives the creditor a 10 year period to enforce his lien and the statutes, N.C.G.S.
In the United States, nobody can get a judgment against you without demonstrating to the court that you were served with the summons and complaint. A showing of deficient or fraudulent service is or should be sufficient to overturn a judgment.
Judicial records are open to the public unless exempt from disclosure, and where a respondent does not raise exemptions and the special committee cannot conclude any apply the records must be released.
In terms of the debt collection laws in NC, the debtor then has a 30-day period in which it may appeal the judgment. Thereafter, the creditor may submit a Writ of Execution to the clerk of superior court in the county in which the judgment was granted, and once issued, submit the writ to the sheriff.
