Boost your financial planning with an amortization schedule in Excel. Get expert tips and use ClickUp tools to enhance efficiency.The tutorial shows how to build an amortization schedule in Excel to detail periodic payments on an amortizing loan or mortgage. You can create an Excel amortization table with changing interest rates. Here's how you can build it. Use this mortgage calculator to determine your monthly payment and generate an estimated amortization schedule. This Microsoft Excel template illustrates how to create a loan amortization schedule, as well as dealing with additional payments and variable interest rates. Step 1: Enter the principal amount you availed as a loan on the calculator. Step 2: Fill in the information of tenure and interest rate that was agreed upon. Calculate your personal loan monthly payment with flat vs reducing rate EMI calculator in a few steps and check the total interest charges on your EMIs.