This form is a sample letter in Word format covering the subject matter of the title of the form.
Sample Letter Rejecting Settlement Offer With Debt Collector In Houston
Category:
State:
Multi-State
City:
Houston
Control #:
US-0014LTR
Format:
Word;
Rich Text
Instant download
Description
Form popularity
FAQ
If a debt collector sues you in the state of Texas, you need to take action. First, fill out and file your answer form — this is your response to the lawsuit. Then, provide a copy of the filed (stamped) forms to the plaintiff (the debt collector) and keep a copy for your own records.
This letter should state: That you will not accept the initial settlement offer; The reasons why you feel you deserve a higher settlement amount; Each of their low-offer reasons, and your responses; The higher settlement amount that you will accept.
You Are Not Obligated to Accept a Settlement Agreement No one can force you to accept a settlement, and you should always choose your best course of action, even if it means rejecting a contract agreement.
Countering a Low Insurance Settlement Offer State that the offer you received is unacceptable. Refute any statements in the adjustor's letter that are inaccurate and damaging to your claim. Re-state an acceptable figure. Explain why your counteroffer is appropriate, including the reasons behind your general damage demands.
Dear Debt collector name: I am responding to your contact about collecting a debt. You contacted me by phone/mail, on date and identified the debt as any information they gave you about the debt. You can contact me about this debt, but only in the way I say below.
I am writing in response to the settlement offer you presented on Settlement Offer Date, related to claim number Claim Number for the incident that occurred on Incident Date. After careful consideration, I must reject this offer as it does not meet my needs based on the severity and ongoing nature of my injuries.
It's important to respond to (or answer) the lawsuit. You do this by filing official paperwork with the court. Be sure to address every point in the complaint, raise any defenses you have, and file the paperwork within the time frame provided.
Specifically, the rule states that a debt collector cannot: Make more than seven calls within a seven-day period to a consumer regarding a specific debt. Call a consumer within seven days after having a telephone conversation about that debt.
