Chattel Mortgage Form For Mobile Home In Santa Clara
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Our team of lending specialists have the expertise in manufactured home financing with over 2,000 manufactured home loans across 300 California mobile home parks. Whether you're looking to buy a new manufactured home or refinance your current one, we are here to help you every step of the way.
Conventional loans: While many mortgage lenders don't work with buyers purchasing mobile or manufactured homes, both Fannie Mae and Freddie Mac offer programs designed to serve these types of buyers. You might be able to find a lender offering Freddie Mac's CHOICEHome Mortgage or Fannie Mae's MH Advantage.
In order to change the title / ownership of your mobile home, you will first need to contact the Department of Housing and Community Development (H.C.D.). They will send you a packet of information and a list of the documentation necessary.
California Mobile Home Paperwork The forms that will need to be filed with the HCD for a California mobile home title transfer include: California Multi-Purpose Transfer Form. Original title for the manufactured home. Bill of Sale signed by both parties.
A manufactured or mobile home may be real property if the following three conditions exist: The mobile home is situated on a permanent foundation. The mobile home's owner has completed and filed Form 433A. The mobile home has been registered with the California Department of Housing and Community Development.
Special Paperwork for Mobile Homes in California Bill of sale. California Multi-Purpose Transfer Form. Original title. County tax clearance certificate.
A. The amount of property taxes on your mobilehome is determined in ance with State law and is limited to $1 per $100 of assessed value of your mobilehome, except for certain direct assessments applied by cities and districts and special taxes approved by local voters.
Certain properties, or portions of properties, are exempt from taxation under the California Constitution. The most common types are homeowner, disabled veterans, welfare, charitable, and institutional exemptions. Visit the Assessor's Exemption webpage for more information.
Anyone wishing to become a manufactured home, mobilehome, or multifamily manufactured home (collectively referred to as “MH-units”) or commercial modular dealer or salesperson in California must obtain and maintain an active HCD license.
Transferring Ownership of a Mobile Home in California You will need to contact the HCD for all of the necessary forms to transfer ownership of your mobile home. Some of the forms required for a title transfer include: Bill of Sale signed by the owner and purchaser. California Multi-Purpose Transfer Form.