If the buyer is not working with a real estate agent and does not have representation, the offer would come directly from the buyer. Represented buyers can also write their own offer letter and have their agent submit it for them.
REALTORS® are negotiation experts. If you buy a home without an agent, you'll have to negotiate and decide how much to offer on your own. This may cause you to unknowingly overpay for your home – or lose out on one you want.
Just call the listing agent and tell her you want to put in an offer and you don't have a buyers agent. She will represent you and can likely give you very valuable feedback about what a ``competitive'' offer would be.
Address the Seller and Introduce Yourself. If you know the seller's name, use that, but you likely won't know the name of the owner of the home. Detail What Makes the Home Stand Out to You. Find Common Ground. Present Your Offer. Note Any Contingencies You Have. Close with a Friendly Thank You.
Writing your own contracts is perfectly possible, and legal. But it's also an incredibly bad idea. There's two reasons for this: Property law is complicated. Because it's such a fundamental part of legislation, it's often lots and lots of different laws layered on top of each other.
Buyers can have real estate agreements drawn up by a real estate attorney or agent. A title company or Realtor can help the buyer find someone to write a contract if necessary.
REALTORS® are negotiation experts. If you buy a home without an agent, you'll have to negotiate and decide how much to offer on your own. This may cause you to unknowingly overpay for your home – or lose out on one you want.