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Use Of Deception In Research In Hillsborough

State:
Multi-State
County:
Hillsborough
Control #:
US-000289
Format:
Word; 
Rich Text
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Description

The document is a complaint filed in the United States District Court, pertaining to the use of deception in research related to a life insurance policy. It outlines a plaintiff's grievances against two defendants, focusing on fraudulent practices surrounding a life insurance policy's 'vanishing premium' feature. The plaintiff alleges that the defendants misrepresented key information and failed to disclose critical facts that influenced his decision to purchase the policy. Notably, the complaint highlights deceptive practices that resulted in financial misrepresentation and emotional distress. Key features include detailed allegations of fraud, misrepresentation, and negligence by the defendants, all leading to significant damages claimed by the plaintiff. The utility of this form is particularly relevant for legal professionals, including attorneys and paralegals involved in insurance fraud cases, as it provides a structured method to present grievances effectively. Additionally, it serves as a reference point for partners and associates who might need to draft similar legal documents dealing with deceptive practices within insurance contracts.
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  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand

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FAQ

Deception is when a researcher gives false information to subjects or intentionally misleads them about some key aspect of the research. Examples include: Subjects complete a quiz, and are falsely told that they did very poorly, regardless of their actual performance.

Deception should only be used when its use is the only way to answer the research question. Research plans that involve the use of deception must be adequately justified and, in most cases, will require that research participants be informed about the deception at the conclusion of their participation.

The study must not involve more than minimal risk to the subjects. The use of deceptive methods must be justified by the study's significant prospective scientific, educational, or applied value.

For studies involving deception, debriefing materials should explain the design and procedures used for deception, and the reason(s) why deception was necessary. After debriefing participants in studies that have involved deception, it may be necessary to re-consent participants.

In general, deception is not acceptable if, in the judgment of the IRB, the participant may have declined to participate had they been informed of the true purpose of the research.

Deception and incomplete disclosure are permissible in research with scientific value that would not be otherwise feasible without the use of deceptive procedures.

Under which of the following circumstances would deception be allowed in a research project? Deception is allowed when the results of a study would be contaminated by participants' knowledge of the experiment.

The correct answer is c. Deception is allowed as long as it is justifiable and participants are debriefed appropriately. The use of deception can in certain cases enable psychologists to find information that would be difficult to do so without it.

8.07 Deception in Research (a) Psychologists do not conduct a study involving deception unless they have determined that the use of deceptive techniques is justified by the study's significant prospective scientific, educational, or applied value and that effective nondeceptive alternative procedures are not feasible.

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Use Of Deception In Research In Hillsborough