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Deceptive Practices In Research In Arizona

State:
Multi-State
Control #:
US-000289
Format:
Word; 
Rich Text
Instant download

Description

The document is a complaint filed in the United States District Court relating to deceptive practices in research associated with life insurance policies in Arizona. It details allegations against two defendants for fraudulent misrepresentation and concealment of material facts regarding a life insurance policy that falsely claimed to have 'vanishing premiums' after a specific age. Key features of the complaint include the identification of the parties, a chronological narrative of the plaintiff’s application for insurance, and the misleading representations made by the defendants. Filling and editing instructions involve clearly stating the plaintiff's grievances while ensuring all claims are backed by specific factual assertions. The form is particularly useful for attorneys, partners, owners, associates, paralegals, and legal assistants involved in cases of insurance fraud, providing a structured template to pursue claims of deceptive practices. It serves as a vital tool in constructing a formal complaint that meets legal standards and outlines the basis for damages sought by the plaintiff.
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  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand

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FAQ

Deception studies provide participants with an alternative explanation for the purpose of the study or provide them with misleading information about the study. Some studies may not directly deceive the participant but will withhold some information, such as the reason why a participant was selected for the study.

Deception and incomplete disclosure are permissible in research with scientific value that would not be otherwise feasible without the use of deceptive procedures.

The no-deception policy is based on ethical standards governing the safe participation of human subjects in research. Deceptive methodologies compromise participants' ability to give fully informed consent and have possible negative impacts on participants and research.

The IRB discourages the use of deception when: Alternative methods can be used that will yield valid study results. The deception deprives participants of the opportunity to protect their own interests. The missing information affects the participants' ability to assess the risks of participation.

Deception in psychological research is often stated as acceptable only when all of the following conditions are met: 1) no other nondeceptive method exists to study the phenomenon of interest; 2) the study makes significant contributions to scientific knowledge; 3) the deception is not expected to cause significant ...

For studies involving deception, debriefing materials should explain the design and procedures used for deception, and the reason(s) why deception was necessary. After debriefing participants in studies that have involved deception, it may be necessary to re-consent participants.

Psychologists do not conduct a study involving deception unless they have determined that the use of deceptive techniques is justified by the study's significant prospective scientific, educational or applied value and that effective nondeceptive alternative procedures are not feasible.

Deception should only be used when its use is the only way to answer the research question. Research plans that involve the use of deception must be adequately justified and, in most cases, will require that research participants be informed about the deception at the conclusion of their participation.

A. A person commits false advertising if, in connection with the promotion of the sale of property or services, such person recklessly causes to be made or makes a false or misleading statement in any advertisement. B. False advertising is a class 1 misdemeanor.

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Deceptive Practices In Research In Arizona