This form for use in litigation against an insurance company for bad faith breach of contract. Adapt this model form to fit your needs and specific law. Not recommended for use by non-attorney.
Motorist Uninsured Accident Form Florida In Middlesex
Category:
State:
Multi-State
County:
Middlesex
Control #:
US-000279
Format:
Word;
Rich Text
Instant download
Description
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FAQ
Getting in an accident with an uninsured driver in Florida when they're at fault adds another level of stress and frustration. What happens if someone hits you without insurance in Florida? In most cases, your insurance will cover an accident with an uninsured motorist in Florida.
If you have collision coverage as part of your auto insurance policy, it can be used to repair or replace your vehicle after an accident with an uninsured driver. However, this coverage is optional and not required by Florida law.
The amount of your UMPD deductible will vary based on your state. It usually falls in between $100-$1,000. Note that some states may have a separate deductible for hit-and-run claims. You may not have the option to choose your deductible amount for UMPD coverage.
Uninsured Driver Legal Consequences in Florida Drivers who lack legally mandated insurance coverage in Florida face steep fines. In the first offense, the fine may be up to $500. For a second offense, the maximum fine is $1,000.
Like every other state, the time to file a car accident claim is limited. Florida's statute of limitations for filing a lawsuit due to negligence is two years from when the accident occurred. Whether you were involved in a rear-end collision, T-bone (side-impact), or head-on collision.
Otherwise, you can complete a “Driver Report of Traffic Crash (Self Report)” or “Driver Exchange of Information” on line, or download the form at and submit it to the address on the form.
As of March 24, 2023, Florida's statute of limitations for negligence claims, including those arising from car accidents, has been reduced from four years to two years. This legislative change mandates that victims of car accidents must file their negligence claims within two years of the incident.
Otherwise, you can complete a “Driver Report of Traffic Crash (Self Report)” or “Driver Exchange of Information” on line, or download the form at and submit it to the address on the form.
Your Obligation to Report the Accident:Check Your Insurance Policy: Most insurance policies require you to report any accident you're involved in, regardless of fault. Failing to do so could lead to complications with your insurance provider, including the possibility of losing coverage for the incident.