You will want to immediately notify your own insurer to determine how they can assist you. A subrogation claim is not going to go away on its own. If you ignore the letter, the insurer will file a lawsuit against you, the party being held responsible, and the insurer will win, almost every time.
Insurance companies don't have forever to make a subrogation claim. While the statutory limitations period can vary depending on the type of subrogation claim made—and in which jurisdiction it is made—the standard statute of limitations ranges from one to six years.
When factoring comparative negligence and improper referrals, the recovery rate should be somewhere in the range of 85-90%. This requires adjusters properly identifying subrogation, assessing comparative negligence and pursuing only what they are entitled to.
The right of subrogation belongs to the insurance company, not the insured. The insured only waives or releases (the insurance company's) potential claims. An insurer's right to recover is entirely dependent on the insured's right to recover.
When you file a claim, your insurer can try to recover costs from the person responsible for your injury or property damage. This is known as subrogation. For example: Your insurance company pays your doctor for your treatment following an auto accident that someone else caused.
Receiving a subrogation letter can seem problematic, but it does not have to be. Instead, reach out to your car accident attorney immediately to provide a copy of the letter and any information about the claims you made. If you received compensation from the insurance company, do not ignore this letter.
Hennepin Health PMAP is a managed care program that ensures access to the care and services our members need. If you live in Hennepin County and are eligible for Medical Assistance (MA), Hennepin Health allows you to choose from a wide variety of services and providers within the Hennepin Health network.
Email publichealth@hennepin with general questions about the department. Call 612-348-8900 with general questions about the department.
Generosity from the community enhances equitable access, offers aid and comfort to patients and families, and supports the medical workforce. Hennepin Healthcare is a non-profit integrated system of care operated by Hennepin Healthcare System, Inc. (“Hennepin Healthcare”), a subsidiary corporation of Hennepin County.
Medicaid and MinnesotaCare basics / Minnesota Department of Human Services.