You can contact the Santa Clara County Investigations Division District Office at (408) 942-2952 or file a complaint using their website.
The Stages of Foreclosure Stage 1: Default of Payment. Stage 2: Notice of Default. Stage 3: Notice of Sale. Stage 4: Foreclosure Sale. Stage 5: Eviction.
California's new foreclosure laws emphasize homeowners' rights and aim to reduce the stress associated with foreclosure. Some of the most impactful changes include: Enhanced Notification: Lenders must give more straightforward notices with specific timelines, allowing titleholders to understand their options.
For homeowners facing immediate foreclosure, filing for bankruptcy or obtaining a temporary restraining order (TRO) can be effective solutions. Chapter 7 or Chapter 13 bankruptcy creates an “automatic stay,” which temporarily halts all collection activities, including foreclosure auctions.