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If this form requires notarization, complete it online through a secure video call—no need to meet a notary in person or wait for an appointment.

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When a creditor seeks to repossess personal property, the creditor must follow proper debt collection practices. These practices require the creditor first to give you that you are in default. The notice, which must be in writing, must provide that the creditor has the right to repossess the personal property.
The repo man is required to leave if you ask him to do so. He is allowed to come onto your property but he cannot create a public disturbance, such as getting into an argument with the homeowner. You can check with local authorities.
Breach of Peace: Repo men are categorically prohibited from using force, threats, intimidation, opening a locked garage or any action that constitutes a breach of peace during the repossession. This includes physical altercations, verbal abuse, or any behavior that may escalate the situation.
The repossession agent can't use force or threats when repossessing the vehicle. The person sent to get the vehicle is not allowed to go onto your owned or rented property unless you allow it. But, if your car is parked on the street next to your property, the person doesn't need to have your consent.
A cop may accompany him, but even with an officer they can't force you to open the garage. Only a court order can make you comply with opening a garage.
What Happens If the Repo Agent Doesn't Find Your Car? But if you make it hard for the repo agent to get it, then the creditor may use another method to get the car back, called "replevin." Replevin can be just as costly as a repossession, if not more so.
A repossession affidavit is a legal statement filed with the Department of Motor Vehicles when you repossess a car from a customer. This document provides details about the repossession such as why and how the vehicle was repossessed. It also informs government authorities that the vehicle has been repossessed.
How to perform a voluntary repossession of your vehicle Proactively inform your lender that you are unable to maintain making timely, monthly payments. Work with the lender to arrange a time and place for dropping the vehicle off.
How to Get Started With Repo Contracts Table of Contents. Starting Your Brand Awareness as a Repo Agent. Start Reaching Out. Make phone calls to potential clients once a month or so. Scatter Business Cards. Give Away Gifts. Contacting Companies for Contracts. Working at a Repo Company. Freelancing Your Services.