Definition. A verified complaint is a sworn document in which the plaintiff tells the court the facts of the case and states what relief is sought.
In Civil Law, an “answer” is the first formal response given by the defense to a complaint filed with the court by the plaintiff. This opening written statement will admit or deny the allegations, or demand more information about the claims of wrongdoing.
When the complaint is verified, the answer shall be verified.
If the answer is not verified, the allegations of the complaint are deemed admitted and the plaintiff can move for judgment on the pleadings or move to strike the answer and take judgment by default.
Unless a rule or statute specifically states otherwise, a pleading need not be verified or accompanied by an affidavit.
This may be by a sheriffs officer or a private process server. Delivery may also be made at the defendant's home to a member of the household at least 14 years of age. If personal service cannot be made, then the plaintiff has the option of serving the papers by regular and certified mail.
On a separate page or pages, write a short and plain statement of the answer to the allegations in the complaint. Number the paragraphs. The answer should correspond to each paragraph in the complaint, with paragraph 1 of the answer corresponding to paragraph 1 of the complaint, etc.
Verified Complaints are generally not required, except when ex parte relief is sought or when required by a statute or rule regarding a specific cause of action. N.J.R.
You would respond to the court with a general denial of all of the allegations regarding you owing the debt and the actual amount of the debt. What you do is copy the heading on the top of the complaint and then under that you title your document Answer.