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The Minnesota Workers' Compensation Law states that all employers are required to purchase workers' compensation insurance or become self-insured. This is often referred to as "mandatory coverage." Employers are generally defined as those who hire others to perform services.
Minnesota changes the maximum compensation amount each October based on an evaluation of the Statewide Average Weekly Wage (SAWW). As of October 2022, the SAWW (and maximum workers' compensation amount) is $1,287 per week, and the maximum is 102% of that or $1,312.74 per week.
The PTD rate is two-thirds of an employee's gross weekly wage at the time of the injury, subject to the same maximum weekly compensation for temporary total disability (TTD) and a minimum PTD rate equal to 65 percent of the statewide average weekly wage.
Minnesota law does not require employers to compensate employees for time spent at doctor's appointments. But workers' compensation benefits may reimburse the employee for the time off work if it relates to their compensable work injury.
The average SSDI payment in Minnesota is $1,350.71 per month. The average SSI payment is $636.69 per month. What you'll earn is dependent on your income, or the amount you've historically paid into the Social Security program.