Louisiana Affidavit Of Repossession Form
Description
How to fill out Louisiana Affidavit - La. CC Art. 102 - No Children?
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FAQ
Louisiana statutes state that you have to miss two consecutive payments on their due date before the lender can initiate repossession proceedings. If you make your payments more frequently than once a month, you're considered to be in default once 60 days have passed since you last made a payment.
Breach of the Peace Laws Like other states, Louisiana law forbids repossession agents from breaching the peace when attempting to take your car. A repo agent can only take your vehicle from a public roadway or parking lot. He can't take it from your driveway or garage without your consent.
When a borrower defaults on a vehicle purchase loan, the lender can immediately repossess the vehicle. That is, they must notify the buyer of the loan default, but no Louisiana law requires any additional notice before repossession; nor is any type of court hearing required.
"Louisiana law permits repossession of motor vehicles upon default without further notice or judicial process."
"Louisiana law permits repossession of motor vehicles upon default without further notice or judicial process."
