US Legal Forms
Cosignor
Georgia Guaranty Attachment to Lease for Guarantor or Cosigner

Guarantor Service For Rent

Category:

Landlord Tenant - Guaranty

State:

Georgia

Control #:

GA-841LT

Format:

Instant download

Description

This Guaranty Attachment to Lease for Guarantor or Cosigner is a document in which a third party "co-signs" a lease. This third party agrees to guaranty the payment of rent under the lease and obligates that third party to pay any unpaid rent for tenant.

A guaranty is a contract under which one person agrees to pay a debt or perform a duty if the other person who is bound to pay the debt or perform the duty fails to do so. Usually, the party receiving the guaranty will first try to collect or obtain performance from the debtor before trying to collect from the one making the guaranty (guarantor).

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FAQ

As Guarantor, I hereby agree to guarantee payment of all amounts due under the lease, or that may come due, and all other obligations of the Tenant for the entire duration of the lease attached hereto unless the tenant gives notice of termination within the guidelines of the lease; however, if the lease is renewed ...

Lenders have their own rules and guidelines, but usually guarantors will: be over 21 years old. have a good credit history. have a separate bank account to the borrower ? you may be able to guarantee a loan for a spouse or partner, but only if you have separate bank accounts.

Date ? the date at which the Guarantor contract was signed. Guarantor details ? the name and contact information of the Guarantor. Landlord details ? the name and contact information of the landlord. Tenant details ? the name of the tenant or tenants for whom the guarantor is providing the guarantee.

A guarantor is expected to have a credit score of at least 700 (as opposed to the 600 minimum for a tenant). They are also required to make 80-100 times the monthly rent each year, even if they have a lot of assets in the bank.

What does a guarantor need to provide? Guarantors will need to provide information to a landlord or letting agency to ensure they can take on the responsibility of being a guarantor: Proof of identity, like a passport or UK driving licence. There will be credit checks that they need to pass.