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Cosignor
Georgia Guaranty Attachment to Lease for Guarantor or Cosigner

Guarantor Service For Apartment

Category:

Landlord Tenant - Guaranty

State:

Georgia

Control #:

GA-841LT

Format:

Instant download

Description

This Guaranty Attachment to Lease for Guarantor or Cosigner is a document in which a third party "co-signs" a lease. This third party agrees to guaranty the payment of rent under the lease and obligates that third party to pay any unpaid rent for tenant.

A guaranty is a contract under which one person agrees to pay a debt or perform a duty if the other person who is bound to pay the debt or perform the duty fails to do so. Usually, the party receiving the guaranty will first try to collect or obtain performance from the debtor before trying to collect from the one making the guaranty (guarantor).

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FAQ

Date ? the date at which the Guarantor contract was signed. Guarantor details ? the name and contact information of the Guarantor. Landlord details ? the name and contact information of the landlord. Tenant details ? the name of the tenant or tenants for whom the guarantor is providing the guarantee.

Your landlord might want to check your guarantor is able to pay the rent in the same way they've checked your ability to pay. For example, by carrying out a credit check. There is a legal requirement for a guarantee agreement to be in writing. The agreement sets out the guarantor's legal obligations.

While the specific checks may vary from landlord to landlord, rent guarantors can expect to have their credit history looked at, as well as their employment records and whether or not they have any CCJs against their name or have recently been declared bankrupt.

One example of a guarantor could occur when someone who is under 21 applies for a credit card but is unable to provide proof that they are capable of making minimum payments on the card. The card company may require a guarantor, who becomes liable for repaying any charges on the credit card.

What does a guarantor need to provide? Guarantors will need to provide information to a landlord or letting agency to ensure they can take on the responsibility of being a guarantor: Proof of identity, like a passport or UK driving licence. There will be credit checks that they need to pass.