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Under Georgia law, drivers are not permitted to operate a vehicle unless it has liability insurance coverage in the amount of at least $25,000 for bodily injury or death of one person person, $50,000 per accident if more than one person sustained bodily injury or death, and $25,000 of property damage coverage.
In Georgia, all drivers are required to have liability insurance in the form of $25,000 property damage liability (PDL) per incident. Additionally, all drivers must have car insurance in the form of comprehensive or collision coverage.
Having proof of insurance is mandatory in Georgia, and must be shown at the behest of any law enforcement official. The minimum auto insurance limits for the state of Georgia can be found below.
The minimum limits of liability insurance required under Georgia law are: Bodily Injury Liability ? $25,000 per person and $50,000 per incident. Property Damage Liability ? $25,000 per incident.
Georgia requires all drivers to have Liability Insurance to drive. Unfortunately, there are some drivers who either do not follow the law or may unknowingly allow their coverage to lapse or cancel.