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Up to 25% of Wages Are Garnished Until Debt is Repaid Wage garnishment in Arizona is limited in ance with the federal Consumer Credit Protection Act (CCPA). This means that garnishees may withhold no more than 25%* of your non-exempt disposable earnings to be paid to a single judgment creditor.
You may object to the garnishment or file a claim of exemption by requesting a hearing with this court, if you believe any of the following is true: 1. The judgment creditor does not have a valid provisional remedy order or support order or judgment against you or that the debt or judgment has been paid in full. 2.
Before Proposition 209, creditors could garnish up to 25% of a debtor's non-exempt disposable earnings. Now, the law has reduced this maximum limit to 10% of an individual's disposable income or 60 times the highest applicable minimum wage (whichever is less).
You must file a Garnishee's Answer with the Court Clerk within 10 business days after you receive the Writ of Garnishment and Summons. Within 10 business days after you receive the paperwork listed above, fill out a Garnishee's Answer (Earnings)(FORM 6) and file it with the Court Clerk.
Impact on Wage Garnishments ? Medical Debt Before Proposition 209, creditors could garnish up to 25% of a debtor's non-exempt disposable earnings. Now, the law has reduced this maximum limit to 10% of an individual's disposable income or 60 times the highest applicable minimum wage (whichever is less).