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The surviving account holder will have to submit a written application informing about the death of account holder to the bank along with the copy of death certificate and copy of ID proof of the deceased. The copy of ID proof of the deceased account holder will be self-attested by the surviving account holder.
With reference to the above Current Account/ Savings Bank Account/ TDR Account I (Name and relationship to the Deceased) of Late Shri/Smt/Kum (name of the deceased) have to advise that I have no interest in the assets of
1. Mention name of the deceased and date of expiry. In case person is missing/not traceable (i.e., whereabouts of person is unknown for more than 7 years an order/certifffdcate of legal death/presumption of death may be issued by Court) mention date since missing.
Joint account with the deceased person Now, to remove the name of the deceased person from the joint account and nomination, a copy of the application and a photocopy of the death certificate should be presented to the bank branch. This will allow the bank to remove the deceased name from the bank account.
Withdrawing money from a bank account after death is illegal, if you are not a joint owner of the bank account.