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"Complete", to me, would sound more natural when just describing a noun in general. For example: "The painting is not complete.To supply all the parts or pieces needed to make something whole: She needed one more course to complete the requirements for a teaching degree. As an adjective, "complete" means fully constituted of all of its parts or steps, fully carried out, or thorough. Having all parts or elements; lacking nothing; whole; entire; full: a complete set of Mark Twain's writings. Finished; ended; concluded: a complete orbit. So work on it hasn't been completed. That said, in ordinary speech the two are pretty much interchangeable. Complete means that something is finished, or has all of its necessary parts. The word complete is used in the sense of 'entire' or 'total'.