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In Minnesota, garnishment rules specify how creditors can collect on debts by withholding a portion of your wages. Generally, creditors can garnish up to 25% of your disposable earnings, or the amount by which your weekly income exceeds 40 times the federal minimum wage, whichever is less. You can also seek exemptions for certain types of income, such as public benefits. For detailed guidance on garnishment leave withholding, consider using the resources available on the US Legal Forms platform to navigate these rules effectively.
By paying the debt off before it goes to court, you can stop the garnishment from ever happening. If you can't repay the debt or making payments is extremely difficult the best move is to contact the creditor. Ignoring creditors generally creates more problems than it avoids.
Garnishment, or wage garnishment, is when money is legally withheld from your paycheck and sent to another party. It refers to a legal process that instructs a third party to deduct payments directly from a debtor's wage or bank account. Typically, the third party is the debtor's employer and is known as the garnishee.
If you claim an exemption, you should (i) fill out the claim for exemption form and (ii) deliver or mail the form to the clerk's office of this court. You have a right to a hearing within seven business days from the date you file your claim with the court.
You may claim your exemptions from garnishment by filing an affidavit with the court describing the exemption and your claim to it. Your affidavit also must be sent to the judgment creditor and any attorney for the judgment creditor.
How do I object to a garnishment? You do this by filing a Garnishment Exemption Claim Form with the court that issued the garnishment. You may be able to do this by yourself, but it is not recommended. You may lose income or property if you don't know the law.