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This can include homeowners, judgment holders, lienholders, or occupants of the property. The summons lets the defendants know that they must respond to the complaint by filing a formal answer with the court within either 20 or 30 days, depending on whether the service was in person or by mail.
You must file your ?Answer? to the complaint with the court in your county. Legal help can be found through the Ohio Legal Services Association, the Legal Aid Society of Columbus, or the Ohio State Bar Association. Submitting your ?Answer? to the court slows down the foreclosure process.
A few potential ways to stop a foreclosure include reinstating the loan, redeeming the property before the sale (or for a short period after that), or filing for bankruptcy.
You do this by signing the Answer in front of a notary public. If you got an E-filing Notice with the court papers, this mean that you can serve and file your Answer over the internet using NYSCEF, the New York State Courts Electronic Filing system. Read about E-filing to see if this is something you want to do.
If you choose to file an answer, you must do so within 35 days from the date that you receive the summons and complaint; and you must include a completed Foreclosure Case Information Statement, a Certification Pursuant to Court Rule -1 and the $175.00 filing fee ($250 for Answers with Counter-Claim, Cross-Claim and/ ...