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Notify the employer immediately of the disability. Ask for Form TDI-45, Claim for TDI Benefits, from the employer. A TDI claim must be filed within 90 days of the start of the disability period. Complete Part A, Claimant's Statement, of the claim form.
If your injury requires medical treatment, or if you miss one day of work or more, your employer has seven days to report the injury to the Hawaii Disability Compensation Division. The employer must complete a WC-1, Employer's Report of Industrial Injury/Illness.
How much of my wages does workers' compensation pay for? Workers' compensation usually pays for 66 2/3% of an injured employee's wages after a three day waiting period. However, there is also a maximum weekly compensation rate which is the most an injured employee can receive per week.
WC-5 Employee's Claim for Workers' Compensation.
Hawaii law requires every business with employees to carry workers' compensation insurance. This policy provides medical benefits for employees who are injured on the job.
An employer may secure WC coverage by: Purchasing insurance from a carrier authorized to transact WC insurance in this State. Hawaii has no State Fund from which employers can purchase WC insurance. Becoming a self-insured employer who pays statutory benefits directly to its employees.
You may qualify for workers' compensation if you have an accidental injury in Hawaii arising from employment. An accident includes the willful act of a third person if it is employment related. In addition, you may qualify if you have a disease proximately caused or resulting from the nature of your employment.
Hawaii Workers' Compensation Requirements Sole-Proprietors, Partners, Corporate Officers and LLC Members are excluded from coverage, but can elect to be covered. Excluded employment includes voluntary or unpaid workers for a religious, charitable, educational or nonprofit organization.