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PSLF Process Because you have to make 120 qualifying monthly payments, it will take at least 10 years before you can qualify for PSLF. Important: You must still be working for a qualifying employer at the time you submit your form for forgiveness.
Borrowers have until Dec. 31, 2023, to apply for the forgiveness program. But the administration has recommended that people apply by Nov. 15 of this year to have the form processed before the pause on federal student loan payments ends.
Visit StudentAid.gov/debtrelief to learn more about the actions President Biden announced following the decision and find out how this decision impacts you.
You can fill out the PSLF form in one of two ways: Digitally Sign and Submit: You may use the PSLF Help Tool to. complete your PSLF form, ... Manually Sign and Submit. You may also submit a PSLF form by downloading the PDF after going through the PSLF Help Tool.
Begin the student loan forgiveness application process Work with your servicer to find the right application, fill it out, and double-check the details. Be sure that your employment qualifies you for student loan forgiveness. For PSLF you must make 120 on-time payments while working for a qualifying employer.