This is a sample Adverse Action Notice. An Adverse Action Notice tells the renter that he was denied or approved with conditions. The difference in approval may be due to information found on a consumer credit report, and gives contact information for the credit reporting agency used so the applicant can access the report too.
If you're puzzled, it's best to contact the sender directly for clarification. They'll be able to explain what the notice means and what your options are.
The notice is usually sent by the company or organization that made the decision, such as lenders or employers.
Yes, you can contest the decision. If you think it was based on incorrect information, you have every right to dispute it and ask for a review.
You got this notice because a decision was made based on information like your credit report or background check that didn’t go in your favor.
A Basic Adverse Action Notice is a formal way of letting you know that a decision was made that negatively affects you, often related to things like credit applications or employment.