It's best to keep things cordial but brief. Don't admit fault or get into lengthy discussions—stick to the facts and let the authorities handle it.
If you find yourself in that situation, contact your own insurance company. They may cover your damages under your uninsured motorist policy.
In general, you should act quickly. It's wise to file your complaint as soon as possible, ideally within a few days of the accident.
Absolutely! Even minor accidents can lead to injuries later on, and it's better to be safe than sorry when it comes to documentation.
Gather the other driver's contact and insurance details, take pictures of the accident scene, and note down any witnesses. It's all about having your bases covered.