Santa Clara California Letter to Debt Collector - Only call me on the following days and times
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How to fill out Letter To Debt Collector - Only Call Me On The Following Days And Times?
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FAQ
Unfortunately, a debt collection agency can take as long as they want to respond to your request to validate an existing debt. I would say, generally, the usual range is between 130 days or they never respond. Here's a video with more info on Debt Validation Letters.
Generally, debt collectors cannot call you at an unusual time or place, or at a time or place they know is inconvenient to you and they are prohibited from contacting you before 8 a.m. or after 9 p.m.
Also, debt collectors can't call you numerous times a day. Doing so is considered a form of harassment by the Federal Trade Commission (FTC) and is explicitly not allowed.
Debt Collectors Can't Call You Repeatedly to Harass You This means that while the FDCPA doesn't place a specific limit on the number of calls debt collectors can make, it prohibits them from calling you multiple times just to harass you. (15 U.S. Code §? 1692d).
The new rule specifies that third-party debt collectors can call you once daily, but if they actually speak to you, they cannot call again for at least seven days. In addition, you can ask them to stop calling you and they must comply.
Generally, the earliest phases of the debt collection process begin to kick in about 30 days after a payment's due date has passed and payment has not been made the point at which the debt is marked as delinquent.
Generally, debt collectors cannot call you at an unusual time or place, or at a time or place they know is inconvenient to you and they are prohibited from contacting you before 8 a.m. or after 9 p.m.
Also, debt collectors can't call you numerous times a day. Doing so is considered a form of harassment by the Federal Trade Commission (FTC) and is explicitly not allowed.
According to the FDCPA, a debt collector cannot call a debtor more than once per day for each debt. This means that if you only have one outstanding debt, then your debt collector is only allowed to call you one time per day.
According to the FDCPA, a debt collector cannot call a debtor more than once per day for each debt. This means that if you only have one outstanding debt, then your debt collector is only allowed to call you one time per day.
