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The TRW credit reporting data was used by Experian to make themselves one of the three top credit reporting bureaus in the United States, along with Equifax and TransUnion.
Thompson Ramo Wooldridge Inc (TRW), the present-day Experian, is one of the 3 largest credit bureaus (along with TransUnion and Equifax) in the US. According to the New York Times, TRW was acquired by Experian in 1996 and handles credit reporting and disputes to the present day.
You can access free credit reports from each of the nationwide credit bureaus at annualcreditreport.com. You can request these free annual credit reports online, by phone, or by mail.
To get the free credit report authorized by law, go to AnnualCreditReport.com or call (877) 322-8228.
The lender must give you instructions for requesting your credit report from that particular credit reporting company. Those instructions are usually included with the declination notice. If an Experian credit report was used, you can request your free report at .
Request your reports over the phone at 1-877-322-8228. Fill out the Annual Credit Report Request Form and mail it to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
You can mail it to Experian's National Consumer Assistance Center at P.O. Box 4500, Allen, TX 75013, or upload your document at experian.com/upload to submit it online.
To receive your free annual credit report you should: Visit AnnualCreditReport.com to make your requests.Request your reports over the phone at 1-877-322-8228. Fill out the Annual Credit Report Request Form and mail it to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
History. The company has its origins in Credit Data Corporation, a business which was acquired by TRW Inc. in 1968, and subsequently renamed TRW Information Systems and Services Inc. In November 1996, TRW sold the unit, as Experian, to Bain Capital and Thomas H. Lee Partners.