Whenever credit for personal, family, or household purposes involving a consumer is denied or the charge for the credit is increased either wholly or partly because of information obtained from a person other than a credit reporting agency bearing on the consumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living, certain requirements must be met. The user of such information, when the adverse action is communicated to the consumer, must clearly and accurately disclose the consumer's right to make a written request for disclosure of the information. If such a request is made and is received within 60 days after the consumer learned of the adverse action, the user, within a reasonable period of time, must disclose to the consumer the nature of the information.
Jersey City New Jersey Notice of Increase in Charge for Credit Based on Information Received From Person Other Than Consumer Reporting Agency
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Yes, indeed, Jersey City does come with a higher cost of living than most places. In fact, its cost of living index is 26% greater than the national average.
If you're looking for a hip, urban, yet more affordable place to live, Jersey City is likely the place for you. In contrast, if you'd like to enjoy the exciting nightlife, proximity to NYC, and overall young, hip vibe Hoboken may be your best bet.
Bidding wars and record high rents in New York are behind the price surge in Jersey City as well, with more renters looking for a reprieve across state lines. Deals can be found, with many units offering more space and coveted amenities like an in-unit washer and dryer.
Jersey City city, Hudson County, New Jersey.
Liberty Park | Safest neighborhood in Jersey City Liberty Park has the distinction of being the safest neighborhood in Jersey City. Its overall crime rate is 60% lower than the Jersey City average, and 67% below the national average.
