Las Vegas Nevada Request for Disclosure Regarding Nature and Substance of Files of Consumer Reporting Agency

State:
Multi-State
City:
Las Vegas
Control #:
US-01405BG
Format:
Word; 
Rich Text
Instant download

Description

Under the Fair Credit Reporting Act, a consumer reporting agency, on request by and proper identification of the consumer, must clearly and accurately disclose to the consumer:


the nature and substance of certain information in its files on the consumer;


the sources of most of that information;


the recipients of any consumer report on the consumer furnished for employment purposes within the two-year period preceding the request, and for any other purpose within the one-year period preceding the request;


the dates, original payees, and amounts of any checks on which is based any adverse characterization of the consumer, included in the file at the time of the disclosure; and


a record of all inquiries received by the agency during the one-year period preceding the request that identified the consumer in connection with a credit or insurance transaction that was not initiated by the consumer.

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FAQ

When you submit a Las Vegas Nevada Request for Disclosure Regarding Nature and Substance of Files of Consumer Reporting Agency, the agency must provide you with your credit file. This includes any information they have, such as identifying details and a list of entities who have accessed your report. Additionally, you will receive information on your rights under federal and state laws.

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The Las Vegas Strip is well known for its lounges, showrooms, theaters and nightclubs; most of the attractions and shows on the Strip are located on the hotel properties.

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Las Vegas Nevada Request for Disclosure Regarding Nature and Substance of Files of Consumer Reporting Agency