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The West Virginia Consumers Credit and Protection Act requires every person engaging in this State in making consumer credit sales or consumer loans and every person having an office or a place of business in this State who takes assignments of and undertakes direct collection of payments from or enforcement or rights ...
West Virginia law, specifically WV Code §46A-2-127, states that debt collectors should not deceive, mislead, or perform fraudulent activities when collecting and attempting to collect a debt. Examples of these bad business practices include: Refusal to give their true name and hide behind the company's name.
Any person who harasses or repeatedly makes credible threats against another is guilty of a misdemeanor and, upon conviction thereof, shall be confined in jail for not more than six months, or fined not more than $1,000, or both fined and confined.
The Act (Title VI of the Consumer Credit Protection Act) protects information collected by consumer reporting agencies such as credit bureaus, medical information companies and tenant screening services. Information in a consumer report cannot be provided to anyone who does not have a purpose specified in the Act.
Fair Credit Billing Act, the More-than-four-installment Rule, the Equal Credit Opportunity Act, and made other amend- ments to the Truth in Lending Act; Public Law 94-205 ap- proved Jan. 2, 1976 (89 Stat. 1159), which repealed § 121 (c) of the Truth in Lending Act; Public Law 94-222 approved Feb.
Serious bodily injury: Bodily injury that creates a substantial risk of death, that causes serious or prolonged disfigurement, prolonged impairment of health, or prolonged loss or impairment of the function of any bodily organ.
Virginia Consumer Protection Act ? The Virginia Consumer Protection Act of 1977 was created to ?promote fair and ethical standards of dealing between suppliers and the consuming public.? Virginia Automobile Repairs Facilities Act - provides protections for consumers considering having repair work done on their vehicle.
Any physician, nurse, or employee thereof and any employee of a hospital, sanitarium, clinic, or nursing home knowingly treating any person suffering from a gunshot wound or life-threatening injury indicating an act of violence, or receiving a request for such treatment, shall report the same immediately to the ...