A West Virginia Order Setting Disclosure Statement Hearing is a court proceeding in which a debtor's ability to pay their creditors is determined. This hearing is held when a debtor has filed a petition for bankruptcy under Chapter 11 of the U.S. Bankruptcy Code. During the hearing, the court will consider the debtor's financial situation and decide whether the debtor is capable of making payment to their creditors. The court may also decide what type of repayment plan is most suitable for the debtor. There are two types of West Virginia Order Setting Disclosure Statement Hearings: Reaffirmation Hearings and Confirmation Hearings. At a Reaffirmation Hearing, the court will review the debtor's reaffirmation agreement. If the agreement is approved, the debtor will be legally obligated to pay the full amount of the debt. At a Confirmation Hearing, the court will review the debtor's proposed repayment plan and decide whether to approve the plan. If the plan is approved, the debtor will be required to make payments according to the terms of the plan.