This office lease clause describes the allocation of risks. The parties desire to allocate certain risks of personal injury, bodily injury or property damage, and risks of loss of real or personal property by reason of fire, explosion or other casualty, and to provide for the responsibility for insuring those risks as permitted by law.
Washington No Fault Clause
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Multi-State
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US-OL25072
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FAQ
Everyone who obtains an automobile insurance policy in the District of Columbia is offered uninsured motorist coverage which is the coverage that compensates the injured persons when the at-fault party does not have insurance.
D.C.'s No-Fault System Is Unique If you bought PIP coverage and you're hurt in an accident, you've got 60 days from the date of the accident to elect to collect no-fault benefits instead of bringing a claim against the at-fault driver. (D.C. Code § 31-2405(a) (2023).)
In a no-fault state, your own personal injury protection insurance is the first place you go after you've been involved in a car accident.
Washington, D.C. drivers must have at least the following coverages to drive legally in the District: Bodily injury liability: $25,000 per person and $50,000 per accident. Property damage liability: $10,000 per accident.
As long as you were not in any way at fault, insurance companies in Washington cannot raise your rates.
?No-fault? Insurance in Washington DC Washington, D.C. Observes a no-fault car insurance system in their district. This means that in any kind of vehicular accident, regardless of who is at fault, the parties must file with their own insurer first.
Washington is a pure comparative fault state. This means that each driver is assigned a percentage of liability in an accident. A plaintiff's damages are then reduced by their percentage of fault (if any).
As mentioned above, Washington State uses a tort system, not a no-fault system. The person who caused the accident is also the one whose insurance company is responsible for paying out full compensation (up to the limits of the policy) to others who are injured in that accident. In short: fault matters.