Washington Application for Waiver of the Chapter 7 Filing Fee
Description
How to fill out Application For Waiver Of The Chapter 7 Filing Fee?
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FAQ
The "current monthly income" received by the debtor is a defined term in the Bankruptcy Code and means the average monthly income received over the six calendar months before commencement of the bankruptcy case, including regular contributions to household expenses from nondebtors and including income from the debtor's ...
The undeniable upside to filing for Chapter 7 bankruptcy is the debt relief it provides. It has the power to lift a major burden off your shoulders in just a few months. Most unsecured debt can be discharged, including credit cards, medical bills, and personal loans.
You can ask the court to pay the filing fee in installments. However, you must pay the entire $338 fee within 120 days of filing a bankruptcy petition, and in no more than 4 installments. The Chapter 7 filing fee may also be waived if paying it would present an undue hardship.
In the Western District of Washington, about 6 months from time of filing is normal but it can occur in as short as 3 months and during the last crash as long as 9 months. On a bell curve, 90% of cases discharge in the five and six month range. Certain debts will survive a bankruptcy discharge.
If your total monthly income over the course of the next 60 months is less than $7,475 then you pass the means test and you may file a Chapter 7 bankruptcy. If it is over $12,475 then you fail the means test and don't have the option of filing Chapter 7.