A broker is an agent who bargains and/or conducts negotiations for and on behalf of his or her principal as an intermediary between the principal and third persons in the acquisition of contractual rights. Such a broker normally receives a commission or brokerage fee for his or her services. While a broker's primary contractual duty is to procure prospects and negotiate with them on behalf of his or her principal, it is not uncommon for the broker to assume an advisory relationship to clients who are not knowledgeable in the types of contracts involved in the negotiations.
Washington Exclusive Agreement Between Employer and Broker to Secure Group Insurance
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How to fill out Exclusive Agreement Between Employer And Broker To Secure Group Insurance?
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Policy - The written contract between an individual or group policyholder and an insurance company. The policy outlines the duties, obligations, and responsibilities of the policyholder and the insurance company.
?Aleatory? means that something is dependent on an uncertain event, a chance occurrence. Aleatory is used primarily as a descriptive term for insurance contracts. An aleatory contract is a contract where performance of the promise is dependent on the occurrence of a fortuitous event.
Life insurance is a contract between a life insurance company and a policy owner. A life insurance policy guarantees the insurer pays a sum of money to one or more named beneficiaries when the insured person dies in exchange for premiums paid by the policyholder during their lifetime.
Insurance contracts are unilateral. This means that only one party (the insurer) makes any kind of enforceable promise. Insurers promise to pay benefits upon the occurrence of a specific event, such as death or disability. The applicant makes no such promise.
A unilateral insurance contract obligates only one party (the insurer) in the contract. In a bilateral contract, both parties make legally enforceable promises. Valued contracts pay a predetermined amount with no way to assess loss. Life insurance contracts are valued contracts.
Life insurance is a contract between the insurance company and an insured, or policyholder, in which the company promises that at the death of the insured, the company will pay a certain amount of money to a person the insured designates in the contract, if that person survives the insured.
An insurance policy is a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured).
Most insurance policies are unilateral contracts in that only the insurer makes a legally enforceable promise to pay covered claims. By contrast, the insured makes few, if any, enforceable promises to the insurer.
An insurance policy is a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured). Reading your policy helps you verify that the policy meets your needs and that you understand your and the insurance company's responsibilities if a loss occurs.
The insuring agreement or insuring clause states that the insurer agrees to provide life insurance protection for the named insured which will be paid to a designated beneficiary when proof of death is received by the insurer.