Washington Complaint for Motor Vehicle Accident
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FAQ
What does the Washington State laws say about these accidents? Under RCW § 4.04[5], any damage done by a reckless or incompetent driver piloting a borrowed vehicle may fall on the shoulders of the car's owner if any reasonable person could have recognized the danger the driver posed to others.
For instance, if you have a $50,000 policy limit and you're sued for $100,000, your insurance company will only pay up to $50,000. You'll be responsible for the remaining $50,000. In some cases, you may be able to negotiate a settlement with the plaintiff that is less than the amount they're asking for.
In Washington state, the general statute of limitations ? or the maximum reporting time to file a legal suit after an event occurs ? is three years for claims resulting from car accidents.
¹ If you or a loved one are injured in a crash, you are entitled to pursue compensation. The average car accident settlement for a moderate injury claim in Washington is $25,181. Average payouts range from $6,827 for minor injuries to $489,887 for severe injuries.
No, Washington is not ano-fault state for auto insurance. Washington is an "at-fault" or "tort" state, which means the person who is at fault for a car accident is responsible for paying for other people's injuries and property damage resulting from the accident.
After an accident, you must immediately report the crash to the police if: anyone was hurt, or. the property damage is likely to cost more than $3,000 to repair.
Washington Is a Fault-Based State If you're injured (or your property is damaged) in an auto accident, you're free to bring an insurance claim or file a lawsuit against whoever's legally to blame. There's no requirement that you must first file a claim against your own auto insurance policy.
If you are involved an accident, call 9-1-1 for a police response. If the police complete a written report, you do not need to complete an accident report, you just need to contact your insurance company. You need to file a report within 4 days to the State Department of Motor Vehicles.