Washington Complaint regarding Auction Collection

State:
Multi-State
Control #:
US-00734
Format:
Word; 
Rich Text
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Description

This is a multi-state form covering the subject matter of: Complaints.
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FAQ

The Fair Debt Collection Practices Act (FDCPA) is the main federal law that governs debt collection practices. The FDCPA prohibits debt collection companies from using abusive, unfair, or deceptive practices to collect debts from you.

The Washington Collection Agency Act and federal Fair Debt Collection Practices Act prohibit harassment, false or misleading statements and unfair practices by collection agencies.

In Washington, the statute of limitations on debt collection lawsuits is six years after the date of default or last payment on the debt account. When six years have passed, debt collectors can still attempt to collect these debts, but they cannot file a collection lawsuit.

Fill out a Business and Professions Complaint form. Email your form and all supporting documents to dolbpdcomplaints@dol.wa.gov.

A debt collector can't harass, intimidate, threaten, or embarrass you. This prohibition includes contacting you too often or at unusual times. Washington law assumes a debt collector is harassing you if it calls three times a week or more than once a week at your workplace.

If you are struggling with debt and debt collectors, Farmer & Morris Law, PLLC can help. As soon as you use the 11-word phrase ?please cease and desist all calls and contact with me immediately? to stop the harassment, call us for a free consultation about what you can do to resolve your debt problems for good.

Contact Us Toll Free: 1-800-562-6024. Direct: 360-943-3100 ? Fax: 360-357-6627. Tech Helpline: 1-866-610-8939. Mailing: P.O. Box 719 Olympia, WA 98507-0719.

If you have a complaint about a business, you can contact the Better Business Bureau at 206-431-2222 and also the Consumer Protection division of the Washington State Attorney General's Office at 206-464-6684 or 1-800-551-4636 .

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Washington Complaint regarding Auction Collection